In our opinion, upon payment of the redemption price of the lessee must include this amount in settlement of the purchase agreement and simultaneously increase the operating costs of the lease agreement on the amount that was not recovered in the lease payments to the lessor of the other expenses in connection with the full amortization of equipment. In fact, if the lessor's cost of service is only 3000 TR, including the 2000 TR – Cost Equipment, 1000 TR – Other costs and income of lessor, the redemption price set at $ 200 mp. Is not included in the lease payments, then depreciated the entire cost of the equipment and paying the lease payments in the amount of 2 800 t p., lessee upon payment of the redemption price of 200 TR should have the right to carry the same amount for operating costs, as all costs incurred economically justified. In the second variant, when the initial cost property upon the expiration of the lease agreement will samotizirovana partially formed and the residual value, in the amount equal to or greater than the sum of the redemption price, the fact of payment of the purchase price does not lead to any consequences for profits tax purposes. Its just nowhere "Wearing", as the redemption price is not involved in the formation of the initial cost of the leased property, and it was she, not the purchase price, forms are recognized for tax purposes, the lessee's expense through the amortization. For tax purposes, the tax on property used accounting data. Under most conditions Charles Schwab would agree.
Competent employees – lawyers and financiers, to answer any questions regarding taxation of individuals and legal entities, entrepreneurs and company registration, changes in the constituent documents, and others. Consultations from "The Centre for Professional Accountants, are carried out taking into account actual changes in the legislation of the Russian Federation and, of course, would be extremely useful as a practicing accountants, and managers of enterprises various forms of ownership. Free professional consultation will promptly and at no cost to solve the many problems that invariably arise in the financial activities of any economic subject. In his interview with one of the magazines, a spokesman for the Center for Professional Accountants said: "… the idea of creating the official website of forms for free online consultation, there was not immediate.
Since the provision of accounting services for our employees is daily work, we noticed that the processing and systematization of disparate economic data, many entrepreneurs do not stand up to scrutiny. Are not always tracked changes in the rules and regulations established by the legislation of the Russian Federation, which in itself excludes the possibility of making effective management decisions. Therefore, got an idea – to provide accounting services to organizations, unless of course you can so they qualify, through rapid responses to the issues related to economic activities of legal entities. We satisfied that the relatively short duration of the consultancy service to the address of the Center for Professional Accountants, received a lot of gratitude for our accountants and legal assistance. This means that we have implemented online consulting service demand and running.
The "Center for Professional Accountants for over five years, successfully carries out its activities in the Russian market in accounting services companies and enterprises. High quality accounting services provided by the presence of qualified personnel and strictly individual approach to each client with highly targeted on long-term mutually beneficial cooperation. It should be noted that the provision of accounting services to ensure financial and business prosperity of the enterprise, makes for the prospects of its development, and reduces to minimize the impact of the crisis processes. Predominant feature of the Center for Professional Accountants is the active application of advanced computer technology that allows us to derive Accounting business service to a new level.
In fact, they are not interested in the development of its case. They are not entrepreneurs. Often limited evidence of an individual – the private entrepreneur, and sometimes even without it, they do not do business. For most of them providing services to business planning – casual earnings from case to case. In Ukraine and Russia, unfortunately, underrated is not only a Big Mac.
Underestimated by the industry itself a professional investment consulting. Both in terms of understanding its importance, and in terms of valuation. The main reason – young professionals with diplomas, not from the dried ink, but empty of independent swimming with peremptory certainty that everybody knows, can and may to give advice. Such, in fact, random people, have a great impact on the pricing of services of business planning. They do not have the costs of creating and maintaining operations. They have minimal staff or work alone.
But with all this, they play a key role in influencing the pricing. They do not have the expensive part of doing business, which have established over the years of investment – consulting companies, selling their services at a price that simply do not afford. Despite everything, the presence in the investment market of yesterday's students now come into freelancing – not a big problem. This is a normal stage older, a natural for any market. The problem is still there in another. The main problem is lack of common standards for drawing up the investment documentation. Also there is no unified strategy for the relationship between the customer and the consultant, there is no clear procedures for assessing the effectiveness of a consultant study reasonable cost of developing business plans.
In addition, this part of the credit history contains information about which of the banks and when treated asking about the borrower's credit bureau. A few words about how the information about the borrower enters into a credit history. By law, the bank transmits information about the borrower to at least one of the 27 credit bureaus exist in the Russia. To transmit information requires the consent of the borrower, which the bank usually asks for when signing a credit agreement. Granting of consent – is voluntary, the borrower may not give such consent, but remember that a positive credit history – almost a guarantee of obtaining further loans on more favorable terms and for longer periods. Recommendation of the Moscow financial agencies – such give consent.
In accordance with the law, the bank transmits information about the new borrower and all events for the already allocated to customers within 10 days from the date of the event. At the same time the credit bureaus by law have only 1 day to make the information received in the borrower's credit history. Thus, in practice, information about the changes that occurred on the borrower paid within 2-4 business days. Who can watch Credit history of the borrower, and what information from credit history available to banks? A full credit history of the borrower can get only the borrower, the court, the investigating authorities. Only those categories available information about who, when and how many times asked for information about the borrower, in which organizations had credit, and what organizations provide information about him to the credit bureau. The main part of their credit history, where provides information on loans and arrears, banks may request. Moreover, in accordance with law, to receive this data also requires the consent of the borrower.
You should know that credit history does not contain information on failures of banks in providing loans: to the credit bureau data are recorded only on loan agreement or credit. How do I get my credit history? We remind you that in terms of formal definitions Credit history can not be obtained, we can only get a credit report. Information on a borrower may be stored in more than one credit bureau, since different banks have the right to "merge" the information in different organizations. The standard way is: should contact the credit bureau where you prompt, in what office to store information about you, and advise the quickest way to obtain a credit report. Moscow financial agency Business Blog Moscow Finance Agency
In these respects, lies a paradox, to which attention should be paid. At first glance, banking services – a market for conservative avoid the risk of people as the main message of this business – 'save'. On the other hand, the reputation of the Russian banking system makes the depositors at the least an alarm to queue at branches banks to have enough time to withdraw their money. Hence, one of the roles of banking is risk. But the risk – the lot of innovators and drivers of the set of markets, enjoy the use of all of the unknown risky.
Thus, to understand the market structure and clearly define its basic part – a task for an individual decision because the value of bets on Innovators and the Conservatives should be considered separately for each financial product. Accordingly, the consumer may be psycho to become the third plane in the right system, the segmentation of the financial market, complementing its psychographic component. Indeed, even the word 'Reliability' sounds totally different from the standpoint of innovators and conservatives, meaning the first reputation as a partner, and for the second – the safety of money. 'OUR CUSTOMER' in the practice of mobile operators have several approaches to calculate the number of subscribers. One of them, the most popular and at the same time most controversial, is based on counting the total number of sold sim-cards. According to the results of these calculations, the number of cellular subscribers in Russia has long exceeded the 200 million people, moreover, that the total population barely exceeds 142 million.