National Financial System

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Introduction With the National Program of Desestatizao (PND), created for Law N. 8,031/90, the Brazilian State starts to change its form of performance as producing agent of goods and services in determined sectors of the economy, redimensionando its performance as normative and regulating agent of the economic activity, with objective to promote the reorganization strategical of the State to reduce odficit public, to increase the investments in the economy, to modernize the industry, to fortify the stock market. Such changes, based on two phenomena contemporaries: ) The privatizations in Europe b) Politics of desregulao of the economy that passed to be adopted in U.S.A. In agreement the lesson of GILBERT DUPAS, each one of these experiences of reduodo degree and alterations in the form of state intervention in the economy correspond the answers, as much to the crisis of the State, who if gave from the end of the decade of 70 and throughout of 80, how much the economic globalization, during of 90. ' ' The conclusions are clear: in the world of the globalization, the intervention of the market has of being combined with the intervention of the State.

The question is to determine the paper and the effectiveness of the State. The development requires a State to atuanter, facilitating, encouraging and regulating the businesses privados' '. (DUPAS: 1999, P. 114) Thus, the experiences European and North American, had been taken as models of reform in Brazil, also reached in full for the crisis of the State and the consequences of the economic globalization. Transformations in the Brazilian State considered Sectors until then strategical of the infrastructure and the rendering of services, as the areas of electric energy, telecommunications, waters, oil and natural gas, drastically had been reorganized, culminating with the creation of administrative agencies, independent agencies, characterized for the functional autonomy and inexistence of hierarchic bond, with the intention of regulating to fiscalize the activity in these systems.

Financial Notation

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The agencies of financial notation had been main the responsible ones for the crisis, that had its beginning in 2007. The products most toxic had easily gotten the notations highest, so that they acquired them to the investors. The great losses of the banking system are to be paid, currently for the contributors. But, although this, the agencies continue to influence the politics of the countries, nominated in the ones to press the belt, therefore in case that contrary they threaten with the descending of rating e, the consequent increase of the costs of the credit. The fraud well is mounted, the companies of the Group Capital and of the Capital World Investors, they are the biggest shareholders of Standard & Poor? s, and of the Moody? s. These companies withhold a significant investment in headings of the sovereign debts of Ireland, Greece, Portugal, among others.

Thus, at least two of the biggest shareholders of the agencies of notation of the world they act and they benefit directamente of the market, therefore its evolution is strong conditional for its proper agencies of notation. It was possible to verify its intervention in the Portuguese market. Who does not remember the financial company, of now the imprisoned Bernad Madoff, that always had the best classification, in AAA, until appearing hecatombe financial. Who does not remember the bank Lehman Brothers, that always had the maximum classification until its bankruptcy. The fragile one and broken up European Union, had the French-German alliance are felt impotent and with enormous frustration for not obtaining to supervise the activity of the three great North American agencies of notation. This is today, the great instrument of manipulation of the markets used by the United States, to disfararem its enormssimo external, but well-taken care of indebtedness with the vultures.

As cherry on of the cake we have Fundo Monetrio Internacional (FMI), that in the Portuguese case it only goes to profit about 550 million euros. The absence of international financial crises is, in same itself, a crisis for the FMI. Without crises it does not have loans, without loans do not have incomes and without incomes it does not have jobs. The elect governments democratically are hindered of adoptar its politics in substance of public finances. The Portuguese accumulated debt is very below of other European countries, nominated Italy. The budgetary dfice is inferior to the one of many European countries. Because were chosen we them? because she will be that the next victims go to be Belgium, Italy and Spain? These answers will be for another one post. Source of the article:

Financially Secure

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But only one mentally stale, but financially well-off 'subject' can do for people is much more than a general roar, a demonstration of a million "highly spiritual" people. Do you agree? Our task today – to make sure that the person with high thoughts, which is inside you, and still had the financial power. Only then will he be able to resist evil, violence, injustice! Defenseless kindness, sympathy, helpless love, compassion, and not backed by material support, look very sorry … It is like the cry of a drowning man "Help!", Runs along the shore of another person and also shouting 'Save !!!'… hysterically throw up their hands turning to God … watching eyes radiating kindness and compassion would be a desperate whisper, 'I am so sorry for your grief, I still understand it all … Hope for the best! Hold on – do not try and give up! God helps everyone! Ask, and you will be given! Knock, and be open you !…' After that, with a sense of duty he goes – it's time for dinner.

But you would be on it easier if you drown it? That is what spirituality in its purest form. If this man first put out his hand and pulled you out of water, and then expressed to all that is to say, that's when it – spirituality, combined with substance. You say: And what about the priests, monks, a grandmother in the temples? I absolutely agree with you. What would they have in this life, nor did very often they follow their heart. Why did they choose this path? Because spirituality is for them the beginning of all beginnings! This is the first stupenechka at which life begins. But this is not true for you. Why? Because your way – this is another ladder with the other steps.

And all we ever come to the same truth, let me Boy, just in different ways … What did the Lord? 'I am for you created the earth, sea, mountains, grasslands, forests, and livestock. Fruitful and multiply '. So look the same to his own way, which does not violate this commandment, and do so that you could find your spiritual path, but the breed, labor and with gratitude all taste the fruit, which were prepared people. We are given all at the same time! This means that each component of this is significant, has great implications. And not any of them we can not lose sight of the field of his attention. We must develop in all directions. So Let us together we work hard, do good, and multiply it spiritually and materially, and transmit! I think a little carried away, but those who have read me before will remember that the material and spiritual are inseparable from each other …! A spiritual for me – it is the holy of holies. Based on the fact of what we're talking about, I think that these arguments may be you do not need … Then, back on topic … ————— Happiness and Sloth (continued )—————

Bathroom Design

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If you decide to do repairs in the bathroom, invariably the question arises how to choose a modern and comfortable design of the room. Usually in such plans include the selection of the general style, interior bathrooms, as well as finishing materials and lighting. In addition, the calculation can be done installing heating systems and water supply. The layout room is always carried out in accordance with the wishes of the customer. Speaking of bathroom design, you can not lose sight of this important detail such as furniture. Now most of the interior bathrooms are the following items: cabinets, columns, special chests, cabinets with counter and overhead cabinets. There is also a large number of sets, in which the cabinets are combined with mirrors.

In the price lists can often find names like: mirror with wardrobe, mirror, mirror with two closets and shelves, mirror. This ideal for a small area. The best material for furniture in the bathroom is considered to be MDF. It is specifically designed with the expectation of high humidity. As for the bath can be restricted to classical or choose a corner, or even replace the usual 'box' on the shower.

In wealthy clients great demand for whirlpool baths. Whatever it was, usually selecting interior design by the customer the basis of its financial capacity or the size of the room. To date, finishing in the bathroom are the most fashionable styles brutalism, classical, country, retro and ethnic. Repair bathrooms with the definition principal 'architectural style' is best as a specialist in design studios. Here we give only general recommendations. Brutalism involves the use of monochrome tiles in black, white or gray colors. The furniture in this case chosen is massive, with sharp shapes, especially sensation of roughness. In the classic style of furniture is dominated by horizontally from natural stone. Their color and pattern possible should be in harmony with the tiles. Popular use of marble countertops in conjunction with light colors of furniture in large rooms. Rest and relaxation as well as possible contributes to country style. In It uses a cane furniture from moisture resistant materials, and the tile is most often choose different shades of green or ornament in the form of branches and leaves. Braided headsets and green walls mimic the arbor and summer park around it. The characteristic features of retro-style is light brown tiles and dark wooden furniture with the elements of thread. Also contributes to an atmosphere of antique mirror in a simple wooden frame. Excellent opportunity to awaken your imagination gives ethnic style. It allows you to feel on a rocky island visiting the mysterious native people. The main materials for interior decoration here is a tree and natural stone. They are often rough-hew, to create the impression of the masters of the wild tribe. Color of wood and stone is usually kept natural, preferably dark rich shades of brown and gray. interior kitchen photo In conclusion, although the bathroom design is largely a matter of specialists, the customer may in no case be eliminated from the process. After all, his task is the most complete definition of color space, select desired pieces of furniture and fittings.

Visa Documentation

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If you are planning to marry or already married, or are in a committed relationship with a citizen or permanent resident of Australia, you can get a visa spouse or partner for immigration to Australia. Australian citizen or a permanent resident will sponsor your visa. This means that your sponsor will need to submit a written certification with the agreement to support you financially during your first two years in Australia, including provision of things necessary for life. Applicants for immigration to the family will be assessed by Australian immigration authorities on an individual basis. Please visit the following pages for more more information: Visa groom / bride – if you're going to get married to a citizen or permanent resident of Australia, you can get a visa groom / bride for immigration to Australia. Visa spouse – if You are married or are married to the citizen or permanent resident of Australia or in a relationship of de facto (common law) at least 12 months, you can get a visa spouse for immigration to Australia interdependent partner visa – if You are in genuine interdependent relationship with an Australian citizen or permanent resident and wish to immigrate and remain permanently in Australia, you must obtain a visa interdependent partner. This category also includes same-sex couples. Also, there are some types of visas: Preserving family – This visa is for people who are the only family members left outside Australia, but small children. If you are married, your spouse also must not be relatives in your country or another country outside Australia.

Water Tank

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That is, when you press the small button, the descent of water about 1 / 3 of the tank, although this level is subject to adjustment and natural in Pressing the main button (large) is lowering the total volume of water. Pay attention to the filling and dispensing systems, as they often fail and require financial investments. Placing the toilet tank has a more aesthetic appearance. Will you have bachek placed on the toilet or rises to a certain height, or be hidden in the wall, choose only to you. With mounted cisterns, most of us have, for example, old-style apartments, or in some public places, and I think few people remain satisfied with this arrangement, though some interior design requires just such an arrangement the cistern. But the lion's share remains the choice of buyer for a "compact", in this case the tank is attached to the toilet or special fasteners, also has a monolithic body. As there toilets and bidets with hanging installation, where the construction itself toilet weighs on the wall and drain the tank is located in the wall.

Such suspended toilet bowls are undeniably beautiful aesthetic, as well as take up less space. Misleading is that some people think, say, sit down on the toilet, and he and fall. Precisely the wrong view, as the toilet and bachek mounted on a special frame pre-installed and fixed in the desired aperture. Therefore, the outboard toilet can be used safely and confidently. Another important exception to this is how the discharge of water into the toilet bowl itself.

In the interior design of the toilet are special dividers that allow you to wrap around the entire bowl of water, washing Various pollution. Therefore, if the water is not dispersed throughout the inner bowl, you should not pay attention to such a toilet, let alone buy it, as further exploitation of various kinds of pollution, will only inconvenience you. And another not unimportant detail when choosing a toilet is a toilet seat cover. It seems to be something that is not worth attention, but when using the toilet this item becomes pronounced. Cover bowl must be made of hard plastic to have, preferably, metal fasteners, and fully match the size of the toilet. On some models, there are toilet lid with a smooth system subsidence, which gives the pros, for example, it will not be closed with a loud impact, which can lead to cracks on the toilet. Hopefully, with the help of this article can get a good and safe toilet. We wish you a successful purchase. When using the article reference santehnik.okis.ru required.

American Porsche

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So far, I walked along the parking lot, clutching a silver pendant from the Cayenne, comes to mind when thinking about the first generation of German ". When in 2002 the world saw the Cayenne, the first reaction was, "Well, freak!", Although after a while people began to willing to queue for the first crossover from Porsche. Many car journalists were predicting his resounding failure, they say, Lamborghini has already tried to create something similar and they have failed, except for a few instances, Lost in the Middle East. However, they forgot that the last ten years ball is ruled by marketers who are rarely wrong. All of these "compact urban crossover" and "four-door coupe," coined by brilliant minds these creative people, though seem absurd, but it sold very well. So, these same, hated by many marketers have found that it is necessary to mankind in the person of wealthy people from the car. Especially at that during the financial crisis seemed to be something akin to the Second Coming. Continue to work come from engineers who are used to create the Cayenne platform from Volkswagen Touareg.

Then the project was handed over to the wizards of the Porsche. I do not know what magic rituals they committed to running, but nearly three-ton, tall Porsche screwed into the corners, in violation of generally accepted laws of physics, while remaining remarkably comfortable. I confess that I too was expecting failure, but precisely as long as rolled on him. Cayenne has everything that is equally necessary to Dubai , a Russian oligarch, an American plastic surgeon or a spouse of a British soccer Premier League.

Human Psychology

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They proved that the gene (the fate) of a person can change in three ways. Namely, acting on a DNA molecule with the help of chemistry, with exposure to radiation and by affecting the human subconscious. Here's the third way and I I am going. That's just my method differs from the classic. The well-known psychology changed human destiny in a very long time. In addition, together with the original source of any problems, she pulls out man a lot of unnecessary and superfluous – that the correction is not needed. This method of solution can be compared to that of prospector, who, before you find a nugget, bolt tons of waste rock. I practicing genetic psychology, which achieves the desired result, for example, to lose weight in a fairly short period of time, or to arrange his personal life necessary for you to read, to solve health problems, eliminate financial problems, improve relationships with others, especially for people with significant people and so on.

Limitations here, by and large, no, in what? – No false modesty I can say that Within three to four months can solve most problems for me are treated. The technologies that I use in my work, allow to achieve positive change at the first meeting. This is because I'm working point – discover the cause of the problem and start working with it. My diagnostic methods allow to find the problem, which originated in a person's life, a maximum of one hour. In more serious cases, two hours.

Website Earnings

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Earnings through your own website – not easy, but quite profitable if you treat it with an understanding of each process. When you have created your site and begin to engage in its promotion should pay attention to such file as a Sitemap. In fact – this is the map of your site but written for search engines. Need to create a Sitemap for each site. With this file, search engines will more regularly and more often to come to your site and see each page Your resource. When you create a Sitemap file specifies regular update every page that also has a good prospect for indexing.

Every webmaster, depending on the number of pages on your own site can create a Sitemap manually or vospolzovatsya network services. For example on this site, you can make a Sitemap for free, but only if your site consists of no more than 500 – and pages. If the number of pages longer than the specified resource numbers you can generate Sitemap for money on the same site. Once you get your site map you have to show it to search engines. Now consider the address by which we show our Sitemap major search engines. For In order to approve the site and a map go to Yahoo at -.

Add the your site and Sitemap. Also you mozhetme approve your Sitemap in the search engine Google. To do this, use the address -. To add your site in Yandex go here – after adding maps each search engine needs time to consider it. Your Sitemap crawler can be considered from 1 – 5 days. After analyzing the Sitemap you can see the report about the scanned address and find out which of the They got into the index. Source

Stacker Features

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Stacker – a device that can be seen at almost any moment. Stacker is designed to carry cargo and put them on the shelves a great height. Without this device will store the goods simply impossible. There are various models of stackers, which are designed to work in different conditions. According to the design of any reach truck is a mobile device with a mast on which the up and down moving fork – for them and fits in the cargo pallets. Controlled forklift operator, and powered, in most cases from the battery.

The easiest Stacker – a device that the operator manually carries on warehouse, as the cart. To raise with it a fairly heavy loads using hydraulic or electric drive. This stacker – the most compact and maneuverable, it is very convenient when working in small spaces where the aisles between the shelves are narrow and more bulky equipment there to turn. However, to transport cargo over long distances, using a hand pallet truck, it is inconvenient and time consuming. Its use in large warehouses is unprofitable. Better means of handling and moving goods on a warehouse – is self-propelled electric pallet truck. He moved to the premises by an electric motor, and the operator is placed on a special platform. Thanks This increases the velocity of the stacker, the work becomes more efficient and productive.

However, this is not enough to transport goods in warehouses of a large area, which uses high racks (about 10 meters). For such objects created special stacker – reach trucks. They are installed retractable mast, which would push shipments even to such a height. Reach trucks (high-rise stacker) equipped operator cabin, so It is convenient to travel long distances, carrying goods with good speed. Compared with other types of stackers, reach trucks is undoubtedly the most powerful device, but its application is impossible to close warehouses because of the large size.